Review: Pirate Coins By Tom Horn Gaming
- Lloyd Richman
- Mar 27
- 3 min read

Key Points:
Provider: Tom Horn Gaming
RTP: ~ 94.05% (some versions ~94.33%)
Volatility: High
Max Win: ~ 2,676× your bet
Win Lines: 1 fixed pay line (the middle row-across)
Release Date: 20 March 2025
Our Rating: 80% — big risk, decent reward, interesting mechanics

Game Overview and Theme:
Ahoy, treasure hunters! Pirate Coins is a compact slot that doesn’t waste your time. Stripped‐down 3×3 grid, one pay-line (middle row), and visuals straight out of pirate lore: coin chests, golden loot, stormy seas, maybe a parrot squawking overhead. The design leans into the classic treasure hunt: coins glinting, treasure chests, ropes, ships, all wrapped in a moody nautical backdrop. If you love the pirate aesthetic, you’ll appreciate the theme here—it’s evocative, moody, and keeps focus on collecting “booty” rather than flashy side-tricks.

Game Features:
Even though the setup is small, the features try to deliver big bang when triggered.
Hold & Win Bonus Game: Triggered when three coin symbols land on the middle row. You’re awarded 3 respins. Each time a new coin symbol appears in the bonus round, the respin count resets to 3. Respins continue until you run out or fill the 3×3 board with coins.
Chest Feature (Multiplier): Within the bonus game, there’s a “Chest Feature” that randomly applies multipliers to the total winnings, making bonus rounds more volatile and potentially much more rewarding.
Grab Symbol: A special “Grab” coin symbol can appear. When it does, it scoops up all coin values and jackpot prizes currently visible on the board, adding them to your bonus game total. This can lead to decent payouts especially if many coin symbols / jackpot icons are displayed.
Grand Jackpot: If you manage to fill the entire 3×3 grid with matching symbols (coins?), you trigger the Grand Jackpot, which gives ~500× your bet.
Bonus Buy: If available at the casino you play, you can buy instant access to the bonus (Hold & Win) for ~33× your bet. This bypasses the need to trigger via the base game.

The Pros And Cons Of Playing
Pros:
The mechanics are “all-in” during bonus rounds. When you hit bonus, the potential to string together big coin collections + multipliers + Grab symbol + possibly filling the board is exciting.
Very high volatility means that when things align, wins can feel meaningful. For thrill-seekers, that’s part of the appeal.
Bonus Buy gives impatient players a shortcut to the more exciting parts without waiting forever in the base game.
Theme is solid, visuals & sound do the pirate loot vibe well. Keeps things atmospheric without over-complicating stuff.
Cons:
RTP is significantly below many slots’ average (≈ 96%), so long-term expected return is lower. For serious players who care about RTP, this matters.
With only 1 payline and 3×3 grid, the base game is very sparse; most of action and win potential is locked behind the bonus mechanic. You spend a lot of spins waiting for the bonus.
High volatility means long droughts possible. If your bankroll isn’t large, or you don’t like long “quiet” periods, you may get frustrated.
Bonus Buy is expensive (33× bet), so while it speeds things up, it’s also a steep cost.
Max win (~2,676×) is decent but not jaw-dropping compared to some high-volatility slots with larger grids.

Summary and Rating (out of 100%)
If Pirate Coins were an actual pirate voyage, it’d be one where most days are spent rowing or watching the horizon, and only occasionally does one spot land, the treasure chest is opened, and the coins spill. It’s not a slot for calm, steady wins—it’s for those who like risk, tension, and punchy rewards when they come.
Theme & Graphics: 85% — strong atmospheric work, appealing pirate visuals.
Feature Depth & Mechanics: 82% — bonus game + multiplier + grab symbol combo works well for what’s in scope.
Win Potential vs Risk: 78% — decent ceiling (2,676×), but risk is high.
Base Game Friendliness: 75% — base game is minimal; small wins rare; relies heavily on bonus rounds for entertainment.
Overall Rating: 80/100
We were skeptical about the 1 payline on this game at first, however, credit to Tom Horn Gaming it actually works in this easy to play game accompanied by the great graphics. The art and bonus game certainly helped pull Pirate Coins up to a Silver Slots.News rating.
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